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Rewards Programme Terms and Conditions

1. General
1.1 Points awarding and redemption of limtan Reward Points ("Reward Points") or Linkpoints ("Linkpoints") is only applicable for self-executed Online Cash, Cash Collateralised and Contract for Difference Trading accounts.

For Share Margin Trading accounts, issuance of limtan Reward Points or Linkpoints shall apply to trades executed only for Margin account opting for the lower brokerage option. Restrictions may apply for certain online accounts and trading arrangements.
1.2 Each account can only be enrolled to earn either limtan Reward Points or Linkpoints. To be enrolled to earn Linkpoints, client must submit a photocopy of their own Plus!, Plus! Visa, NTUC Plus!, NTUC Plus! Visa or Nebo card (only applicable to principal cardholder) to Lim & Tan Securities together with their Account Opening Forms. If account is already enrolled under limtan Reward Points, a photocopy of the abovementioned cards must be submitted together with a Rewards Programme Switching Form.

The form can be downloaded here: Rewards Programme Switching Form
1.3 Lim & Tan Securities reserves the right to reject any awarding of limtan Reward Points or Linkpoints if the account holder is classified under delinquent or disputed status or any information provided is not correct or incomplete. The same also applies for Redemption of limtan Reward Points or Linkpoints.
1.4 If the Online Trading account is terminated at any time for any reason by Lim & Tan Securities Pte Ltd or by the Account holder, the Online Trading account shall NOT be eligible for the limtan loyalty rewards programme. All unused limtan Reward Points accumulated shall automatically be expired and will not be available for use by the Account holder.
1.5 Redemptions for brokerage payments are only applicable for current outstanding or contra contracts.
1.6 Redemption of points and limtan e-vouchers is not applicable for CPF and SRS contracts.
1.7 For redemptions against BUY contracts/contra loss, you may utilize all your available points and/or limtan e-vouchers up to the amount of the buy contract/contra loss.
For redemptions against SELL contracts, points and/or limtan e-vouchers redeemed can only be used to offset against your brokerage.
1.8 All redemptions effected are not refundable nor exchangeable for cash or another award.
1.9 Joint accounts are not eligible to earn Linkpoints as the trading account needs to be linked to the same named membership under Linkpoints and there are no joint named membership for any of the qualifying cards for Linkpoints. Joint accounts will be placed on the limtan Rewards Programme to enjoy limtan Reward Points.
1.10 Only principal cardholders will be eligible to enjoy Linkpoints. Supplementary cardholders will be placed on the limtan Rewards Programme to enjoy limtan Reward Points.
1.11 Terms and Conditions are subject to change at the discretion of the Management without prior notice.
2. limtan Reward Points
2.1 1 Reward Point will be awarded for each dollar of brokerage paid to Lim & Tan Securities.
2.2 Points will be awarded one working day after completion of a trade.
2.3 limtan Reward Points will expire three years from the date of issue. The expiry is based on a calendar quarter basis (e.g. limtan Reward Points awarded in months of July, August and September 2018 will expire at the end of September 2021).
2.4 Redemptions for SMS Alert, Streaming Market Depth and US live prices are effective immediately. US live prices for CFD Foreign Markets, HK and Australian live prices will be processed within one working day. Contract redemptions and Redemption of points to cash value will be processed within two working days. All other redemptions will be done on a weekly or monthly basis.

Lim & Tan Securities Pte Ltd reserves the right to revoke and/or deduct any limtan Reward Points earned to the Online Trading account in its sole discretion in the event that the account holder fail to effect due payment.
2.5 Product redemption cannot be done in part.
2.6 There is a minimum requirement of 500 Reward Points for Contract Redemption. To redeem against a contract, please click here for the redemption guide.
2.7 limtan Reward Points are non-transferable.
3. Linkpoints
3.1 3.33 Linkpoints will be awarded for each dollar of brokerage paid to Lim & Tan Securities.

For example,
Total trade value = $40,000 (Quantity x Price)
Commission paid = $40,000 * 0.28% = $112
Linkpoints awarded = 372.96
3.2 Linkpoints earned will automatically be updated and reflected via Lim & Tan website at www.limtan.com.sg and NTUC Link Website at link.sg two working days later.
3.3 Linkpoints earned will be expired at the end of the same year as per the Terms and Conditions under the Link Rewards Programme. Currently, NTUC Link is giving a six months grace period after the end of the same year for Link Members to utilize the expiring points.

For more details regarding Terms and Conditions governing Link Rewards Programme, please refer to the following link: Link Rewards Programme Terms & Conditions
3.4 Redemptions for SMS Alert, Streaming Market Depth and US live prices are effective immediately. US live prices for CFD Foreign Markets, HK and Australian live prices will be processed within one working day. Contract redemptions will be processed within two working days. All other redemptions will be done on a monthly basis.

Lim & Tan Securities Pte Ltd reserves the right to revoke and/or deduct any Linkpoints earned to the Online Trading account in its sole discretion in the event that the account holder fail to effect due payment.
3.5 There is a minimum requirement of 2500 Linkpoints for Contract Redemption.
Redemption rate: 2500 Linkpoints = S$25

To redeem against a contract via Lim & Tan Securities, please click here for the redemption guide.
3.6 Linkpoints are non-transferable.
4. Switching Between Two Programmes
4.1 Switching between Link Rewards Programme and limtan Rewards Programmes must be clearly indicated on the designated forms provided and submitted to Lim & Tan Securities. Please click here for switching form.
4.2 A photocopy of the NTUC related card per Point 1.2 above must be attached together with the switching form.
4.3 Official cut-off date for conversion will take effect one working week from receipt of form.
4.4 Only one switching is allowed per calendar year.
4.5 For switching from Link Rewards Programme to limtan Rewards Programme, Linkpoints which have been accumulated before the switching will not be converted into the limtan Rewards Programme.
4.6 For switching from limtan Rewards Programme to Link Rewards Programme, limtan Reward Points accumulated will be converted accordingly.
5. limtan Vouchers/limtan E-Vouchers
5.1 limtan vouchers/limtan e-vouchers are strictly to be used as payment of outstanding amount in your Online Trading account. They cannot be used for payment of CPF and SRS contracts. limtan e-vouchers can only be redeemed via the Online Loyalty menu.
5.2 limtan vouchers/limtan e-vouchers are non-transferable, nor exchangeable for cash and must be redeemed in full.
5.3 limtan vouchers/limtan e-vouchers are valid for a period of 3 months from the date of issue.
5.4 limtan vouchers are not valid without the date of issue on the voucher.
5.5 The following information are required for redemption of limtan vouchers:
a) Client account number.
b) Contract number or contra loss statement.
5.6 The loss of limtan vouchers must be reported to your Trading Representative or the Online Trading Helpdesk immediately.
5.7 Lost limtan vouchers which have not expired at the date of reporting may be replaced by Lim & Tan Securities, at her sole and absolute discretion.
5.8 Lim & Tan Securities reserves the right to make any amendments, delete or vary the above Terms and Conditions without prior notice.